Win Cash Weekly
Pay on time, stay active, and win!

How to Start Notching Up

Make on-time payments and NotchUp for more benefits and perks. It’s as simple as that.

1. Join NotchUp: Set up your NotchUp account to start tracking your tier.
2. Make On-Time Payments: NotchUp the ladder by making on-time payments. Each tier comes with added benefits.

$500 Monthly Cash Giveaway

Each ticket gets you a chance to win $500. The more you NotchUp, the better your chances!
Navigate your financial journey like a pro with our handpicked tools, resources, and recommendations. You'll have everything you need to make smart money moves. Perks are personalized to your journey and peer-vetted, meaning you'll only be recommended tools that your community has found helpful.
Apply Now & NotchUp
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Question of the day

Discover, Engage, and Win with Daily Money-Related Questions!

Get ready for a fun and engaging way to explore money topics with NotchUp's Question of theDay! Every day, you'll be greeted with a brand-new money-related question. These questions cover a wide range of topics, from the fun and quirky to the serious and thought-provoking. See how your responses stack up against the answers of others in your community – people who are just like you!
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How to Participate

1. Daily Questions
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Receive a new money-related question every day, tackling everything from the curious to the crucial.

2. Community Insights
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We’ll break down the answers based on your similarities with others– including occupation, age group, and location.

3. Rewards
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Answer every question for the week, one each day, to maintain your streak and unlock 10 giveaway entries.

Credit Ladder Tier
Giveaway - Basic
Entries for on-time payment
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Giveaway - Plus
Entries for on-time payment
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Referral Program
Perks
Number of notches required: 0
1
10
Give $10, get $5
No
Number of notches required: 3
2
20
Give $10, get $10
Yes
Number of notches required: 10
4
40
Give $10, get $15
Yes
Number of notches required: 20
8
80
Give $10, get $20
Yes
Number of notches required: 35
16
160
Give $10, get $25
Yes