New Brunswick Take-Home Pay Calculator
New Brunswick has one of the higher top rates in Canada, and almost nothing else bolted on. Your cheque is not the same size all year: CPP and EI stop once they hit their annual maximums, so your later cheques are bigger. This calculator uses CRA’s per-period method rather than dividing a yearly figure by 26.
Step 1 of 2
What lands in your account in New Brunswick
$2,339.10
per cheque until cheque 22
$2,482.43
after that — $143.33 more a cheque
Your deductions stop when they hit their annual maximum: EI after cheque 22, CPP after 23.
Every cheque of 2026rows that change are marked
| # | Gross | Tax | CPP | EI | Net |
|---|---|---|---|---|---|
| 1 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 2 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 3 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 4 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 5 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 6 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 7 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 8 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 9 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 10 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 11 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 12 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 13 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 14 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 15 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 16 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 17 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 18 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 19 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 20 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 21 | $3,269.23 | $690.33 | $186.51 | $53.29 | $2,339.10 |
| 22 | $3,269.23 | $690.33 | $186.51 | $3.98 | $2,388.41 |
| 23 | $3,269.23 | $685.60 | $150.92 | $0.00 | $2,432.71 |
| 24 | $3,269.23 | $656.03 | $130.77 | $0.00 | $2,482.43 |
| 25 | $3,269.23 | $656.03 | $130.77 | $0.00 | $2,482.43 |
| 26 | $3,269.23 | $656.03 | $130.77 | $0.00 | $2,482.43 |
New Brunswick: $2,339.10 per cheque, rising to $2,482.43.
Paid every two weeks? Two months a year carry three cheques. Worth knowing which, before you budget around them.
See what you could advance- 2026rates, verified
- 26 / 24biweekly or twice a month
- CRAmatched to the cent
New Brunswick tax rates for 2026
| Taxable income | Rate |
|---|---|
| $0 to $52,333 | 9.40% |
| $52,333 to $104,666 | 14% |
| $104,666 to $193,861 | 16% |
| over $193,861 | 19.50% |
- Basic personal amount: $13,664
Federal tax applies on top, at 14% to $58,523 and rising to 33% above $258,482, with a basic personal amount of $16,452 that tapers away above $181,440.
Four brackets, topping out at 19.5%
9.4% to $52,333, then 14%, then 16%, and 19.5% above $193,861. That top rate is among the highest provincial rates in the country, and it arrives at a much lower income than Alberta’s 15% does.
The jump from 9.4% to 14% at the first threshold is one of the steepest single steps in any Canadian bracket table — 4.6 percentage points at once.
No surtax, no health premium, no payroll reduction
The deductions on a New Brunswick pay stub are federal tax, provincial tax, CPP and EI. That is the complete list.
The basic personal amount is $13,664, and brackets are indexed at 2.0% for 2026. New Brunswick’s low-income tax reduction exists but is applied when you file, not in payroll — only British Columbia and Ontario apply theirs at source.
The steepest single step in any Canadian bracket table
New Brunswick moves from 9.4% to 14% at $52,333. That is a jump of 4.6 percentage points at once, the largest single step in any provincial bracket table in the country.
For someone crossing that threshold, the next dollar is taxed at nearly half again the rate of the previous one, on the provincial side alone. Most provinces spread the climb across smaller increments — Newfoundland uses eight brackets to do exactly that.
The practical effect is that a raise which pushes you over $52,333 delivers noticeably less than the headline suggests, and the shortfall is larger here than it would be in any neighbouring province.
How New Brunswick compares with the rest of Atlantic Canada
The four Atlantic provinces diverge more than their geography suggests. New Brunswick’s basic personal amount of $13,664 sits above Nova Scotia’s $11,932 and below Prince Edward Island’s $15,000.
Its top rate of 19.5% is below Nova Scotia’s 21% and Newfoundland’s 21.8%, but it arrives at $193,861 — far earlier than Newfoundland’s top rate, which does not begin until income passes $1,141,275.
Unlike Prince Edward Island and Newfoundland, New Brunswick made no retroactive rate change for 2026, so there is no prorated second-half withholding to explain a mid-year shift on your pay stub.
Frequently asked questions
Is New Brunswick a high-tax province?
At the top end, yes — the 19.5% top rate starts at $193,861, higher than Alberta’s or Saskatchewan’s top rates and reached at a much lower income. At the bottom, the 9.4% starting rate is among the lowest in Canada.
Does New Brunswick apply a low-income reduction to my paycheque?
No. New Brunswick has a low-income tax reduction but it is applied when you file your return. Only British Columbia and Ontario apply theirs in payroll, so only those two lower your withholding directly.
What happens when I cross $52,333 in New Brunswick?
Your provincial marginal rate goes from 9.4% to 14% — a 4.6 percentage-point jump, the steepest single step in any Canadian bracket table. A raise that pushes you over that threshold delivers noticeably less than the headline figure suggests.
Why did my paycheque get bigger partway through the year?
Almost certainly because CPP or EI reached its annual maximum. Both are capped for the year but deducted at a flat rate each cheque, so they stop once you hit the cap — EI at $68,900 of earnings, CPP at $74,600.
Is biweekly pay better than semi-monthly for tax?
No. The difference in annual tax between 26 and 24 pay periods is about twelve cents. Pay frequency changes the size and timing of each cheque, not what you owe.
Sources
Every rate, threshold and formula on this page was verified against these primary sources. If a figure here disagrees with one of them, the source is right and we want to know.